For decades now many Trade Exchanges around the World insist on their Members trading only 100% in barter or trade credits, and for some businesses this can be a recipe for disaster.

At BIZpaye we recognize that in business we need to be flexible, that is why we at BIZpaye decided to do something our competitors refuse to do, and that’s to offer your business a more flexible and safer way to trade.

Via the BIZpaye system, depending on your account balance and/or the type of business you're in determines how you can trade within the BIZpaye system.

Here’s How It Works……

If your business has not used its BIZpaye Interest Free Line Of Credit and your BIZpaye Account is in what is termed in the finance industry as “Being In Credit”, then your business may be invited, at the discretion of your local BIZpaye Head Office to be able to sell its products at 50% Cash + 50% BIZpaye subject to your account balance and/or the type of business you're in. BIZpaye reserves the right to determine whether your business meets our criteria to trade outside of the normal 100% BIZpaye Only Category.

CREDIT BALANCE ACCOUNT

If your business has not used its BIZpaye Interest Free Line Of Credit and your BIZpaye Account is in what is termed in the finance industry as “Being In Credit”, then your business may be invited, at the discretion of your local BIZpaye Head Office to be able to sell its products at 50% Cash + 50% BIZpaye subject to your account balance and/or the type of business you're in. BIZpaye reserves the right to determine whether your business meets our criteria to trade outside of the normal 100% BIZpaye Only Category.

Your BIZpaye Account Team will closely monitor your Accounts performance and should we will it necessary we may invite your business to trade outside of the normal 100% BIZpaye Only category to help protect your cashflow and/or control the level of BIZpaye sales coming to your business.

So when times are tough cash flow wise or you are simply running into a peak season, but you still value the customers BIZpaye will send you, and instead of just saying NO your BIZpaye Account Team may offer alternative Trading options to help you to keep trading within the BIZpaye system.

So if your BIZpaye Account is in “Credit Balance” instead of turning them away, via BIZpaye's Flexible options you’ll never have to lose a customer again, simply for being in a Trade Exchange.

But don’t forget, customers are an essential part of your business, so every BIZpaye Customer is an essential building block for your businesses future success.

DEBIT BALANCE ACCOUNT

BIZpaye automatically offers all member businesses an Interest Free Line Of Credit attached to their BIZpaye Account.

Similar in many ways to a Bank Overdraft but with NO Interest and NO Time To Repay.

Now if your business needs to access this BIZpaye Interest Free Line Of Credit, and whilst ever your business is what is Termed in the Finance Industry as being in a “Debit Balance” that is you have used your line of credit, your business MUST always offer sales to all BIZpaye Member Businesses at 100% BIZpaye and with NO Restrictions until this line of credit is paid back.

Once your business has traded back the Interest Free Credit, and your BIZpaye Account is once again in a “Credit Balance” then the BIZpaye Team may consider offering your business Flexible ways to trade, again depending on the type of business you're in.

Rest assured, if you use your BIZpaye Interest Free Line of Credit, the BIZpaye team will actively Advertise and Promote your business and attract customers who will spend with your business in order to help you pay back your BIZpaye Interest Free Line Of Credit.

SO THE CHOICE IS FAIRER & SIMPLE

Non Use Of Your BIZpaye Interest Free Credit (Credit Balance)
Sell Your Products/Services 100% BIZpaye, plus depending on your account balance and the business you are trading in, the BIZpaye Team may offer you Flexible alternative ways to trade. 

Use of Your BIZpaye Interest Free Line Of Credit (Debit Balance)
Sell 100% BIZpaye ONLY until your Interest Free Line Of Credit is fully paid back

And The BIZpaye BIZpos Transaction Payment Platform Will Ensure That Members Can Trade Correctly Based On The Status Of Their BIZpaye Account

WHEN IT COMES TO PURCHASING USING YOUR BIZpaye ACCOUNT

Irrespective of what status your BIZpaye account maybe in, either in a Debit or Credit balance, you’re still Free to purchase from any member on BIZpaye depending on how their business is currently trading within the BIZpaye system.

Plus you have the “Peace Of Mind” knowing that at any time you have immediate access to your BIZpaye Interest Free Line Of Credit when you locate something you want to buy from another BIZpaye Member but don’t have the BIZpaye funds available.

NOW ISN’T THAT A FAIRER AND SAFER WAY TO TRADE?

Whilst other Trade Exchanges force you to ONLY Trade 100% in Barter/Trade Credit, BIZpaye provides a range of flexible options to keep trading 24/7 all year round.